Isaias Ruiz

Sandra is a Bakersfield native and has over 15 years of experience in the insurance industry. Not only is she a great insurance agent, but she is also a hard working mother of 2 boys, 2 girls, and a grandmother of 2 boys. She enjoys working in the insurance industry because it allows her to do what she loves the most, helping people. She enjoys being an active member of the community and when she is not working hard to protect our customers, she enjoys spending quality time with her family and their family dog Zola.

Denise Retuta was born in the Philippines and arrived in the states at the tender age of 2 where she spent most of her life in the local town of Delano. After high school, she studied Fashion Design at Long Beach City College and got the chance to work behind the scenes for different fashion shows in LA. Soon after, she moved back to the community of Kern County with her Husband and 5 beautiful children to pursue a degree in Business Administration and graduated from Bakersfield College. Denise has always wanted to make an impact in people’s lives and decided to pursue a career in the insurance industry because it gives her the opportunity to protect what is important to families and their loved ones from the things in life that we fear to talk about the most. As an insurance agent and risk assessor, she aspires to continue to be involved in our community and not only be a great insurance agent, but a good neighbor. When Denise is not working diligently to protect families, she enjoys anything that involves art, home décor, and/or renovations, and spending quality time with her family.

Francisco was born and raised in Bakersfield and is the second oldest of seven children. He loved growing up in a big family because although it was many of them, they are a very close family that would always be there for each other. Francisco comes from a managerial background in retail, but decided to take on the challenge of learning a new industry and pursue a career that he felt would make a bigger impact in peoples lives. He is passionate about learning the industry and feels that he has found a career choice that allows him to help protect what is important to the people of the community he loves, with a personal touch, like a good neighbor. When Francisco is not working hard to learn more about the industry and meeting new customers, he enjoys spending time with his beautiful nieces and his adorable dog Dezi. He loves sports and enjoys a good pick up game of Basketball.