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Our office can always be reached at (661) 637-1060

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Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

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Our team is dedicated to providing excellent customer service and making the insuring purchasing process simple and easy to understand.

Sandra Soltero

License #0K35666

Denise Retuta

License #0M94282

Denise Retuta was born in the Philippines and arrived in the states at the tender age of 2 where she spent most of her life in the local town of Delano. After high school, she studied Fashion Design at Long Beach City College and got the chance to work behind the scenes for different fashion shows in LA. Soon after, she moved back to the community of Kern County with her Husband and 5 beautiful children to pursue a degree in Business Administration and graduated from Bakersfield College. Denise has always wanted to make an impact in people’s lives and decided to pursue a career in the insurance industry because it gives her the opportunity to protect what is important to families and their loved ones from the things in life that we fear to talk about the most. As an insurance agent and risk assessor, she aspires to continue to be involved in our community and not only be a great insurance agent, but a good neighbor. When Denise is not working diligently to protect families, she enjoys anything that involves art, home décor, and/or renovations, and spending quality time with her family.

Francisco Verni

Francisco was born and raised in Bakersfield and is the second oldest of seven children. He loved growing up in a big family because although it was many of them, they are a very close family that would always be there for each other. Francisco comes from a managerial background in retail, but decided to take on the challenge of learning a new industry and pursue a career that he felt would make a bigger impact in peoples lives. He is passionate about learning the industry and feels that he has found a career choice that allows him to help protect what is important to the people of the community he loves, with a personal touch, like a good neighbor. When Francisco is not working hard to learn more about the industry and meeting new customers, he enjoys spending time with his beautiful nieces and his adorable dog Dezi. He loves sports and enjoys a good pick up game of Basketball.

Agent License for Isaias Ruiz

License:CA-0M31903

Disclosures

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Member FDIC Equal Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

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Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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Isaias Ruiz

1400 Easton Drive Suite 127
Bakersfield, CA 93309-9405

ABOUT ME

Office Hours

Insurance Products

Other Products

ABOUT ME

Insurance Products

Other Products

Office Hours